Are you ready to learn some new words about money? In this article, we’ll cover over 79+ money-related words in both English and Urdu. Whether you’re a language lover, a student, or a professional who wants to talk about money better, this list of words will be super helpful. We’ll cover basic words to more complicated money words, so you’ll be ready for any money conversation.
List of 79+ Money Vocabulary to Use When Transacting in English & Urdu
We’ll give you tips on how to use these words in your conversations. Understanding and using the right money words is important in different situations, like when you’re talking about deals, investments, or your own money. Our blog wants to help you talk about money in English and Urdu with confidence. I’ve been writing for a long time and I know how important words are for understanding money.
Money Vocabulary to Use When Transacting in English & Urdu (1-20)
We will look at important money words in English and Urdu to help people who speak both languages with buying and selling things. We will focus on the first 20 sentences to give a complete guide for people who know English or Urdu and want to improve their English.
| Currency | کرنسی | Currency | کرنسی | The system of money in general use in a particular country / Kisi mulk mein aam istemal ki jane wali raqam ka nizam. |
| Exchange | تبادلہ | Tabadla | ایکسچینج | The act of trading one currency for another / Ek currency ko dusri currency ke sath badalne ka amal. |
| Interest | سود | Sood | انٹرسٹ | The cost of borrowing money, usually a percentage of the loan amount / Qarz par diye jane wale extra raqam ka tanasub. |
| Withdrawal | نکالنا | Nikalna | وِدڈرال | Taking money out of a bank account / Bank account se paisa nikalna. |
| Deposit | جمع کرنا | Jama karna | ڈپازٹ | Putting money into a bank account / Bank account mein paisa jama karna. |
| Balance | بقایا | Baqaya | بیلنس | The amount of money held in a bank account / Bank account mein maujood raqam ki miqdaar. |
| Transaction | لین دین | Leen Deen | ٹرانزیکشن | The action of buying or selling something / Kisi cheez ko khareedna ya bechna. |
| Account | اکاؤنٹ | Account | اکاؤنٹ | A record summarizing all the transactions pertaining to a single item / Ek item ke tamam transactions ka khulasa. |
| Tax | ٹیکس | Tax | ٹیکس | A compulsory contribution to state revenue / Riasat ki aamdani ke liye lazmi hissa. |
| Revenue | آمدن | Aamdni | ریونیو | The income generated from normal business operations / Karobar se hasil ki jane wali aam aamdni. |
| Profit | منافع | Munafa | پرافٹ | The financial gain made in a transaction / Kisi len den se hone wali maali fayda. |
| Loss | نقصان | Nuksan | لاس | The amount of money lost in a business operation / Karobar mein hone wala maali nuksan. |
| Ledger | کھاتہ | Khata | لیجر | A book or other collection of financial accounts / Maali hisaabat ka majmua. |
| Invoice | انوائس | Invoice | انوائس | A list of goods sent or services provided, with a statement of the sum due / Bheje gaye saman ya di gayi khidmat ka hisaab. |
| Grant | گرانٹ | Grant | گرانٹ | A sum of money given by an organization for a particular purpose / Kisi khas maqsad ke liye tanzeem ki taraf se di gayi raqam. |
| Dividend | منافع کی قسط | Munafa ki qist | ڈیویڈنڈ | A sum of money paid regularly by a company to its shareholders / Company ke shareholders ko baqaida adaa ki jane wali raqam. |
| Mortgage | رہن | Rehan | مورگیج | A loan secured by the collateral of specified real estate property / Kisi makhsoos jaidad ke zaminat par hasil kiya gaya qarz. |
| Collateral | ضمانت | Zamanat | کولیٹرل | Something pledged as security for repayment of a loan / Qarz ki wapasi ke liye rakhwi gayi security. |
| Asset | اثاثہ | Asasa | ایسٹ | Any valuable item owned by a person or company / Kisi shakhs ya company ki malikiyat mein koi qeemti cheez. |
| Liability | واجب الادا | Wajib ul ada | لائبلٹی | A company’s legal financial debts or obligations / Company ke qanooni maali wajibat ya qarza. |
Money Vocabulary to Use When Transacting in English & Urdu (21-49)
In the next section, we will discuss essential words related to money in English and Urdu. This will assist individuals who speak both languages in their transactions. We will cover the 29 money vocabulary words to offer a thorough guide for those seeking to improve their English proficiency.
| Equity | حصص | Hissas | ایکویٹی | The value of the shares issued by a company / Company ke jari kiye gaye shares ki qeemat. |
| Credit | کریڈٹ | Credit | کریڈٹ | The ability to obtain goods or services before payment / Adaaigi se pehle saman ya khidmat hasil karne ki salahiyat. |
| Debit | ڈیبٹ | Debit | ڈیبٹ | An entry recording an amount owed / Qarz ki miqdaar ka indraaj. |
| Fiscal | مالی | Mali | فِسکل | Related to government revenue, especially taxes / Hukumat ki aamdni, khas tor par taxes se mutaliq. |
| Inflation | مہنگائی | Mehngai | اِنفلیشن | The rate at which the general level of prices for goods and services is rising / Ashya aur khidmat ki qeemat mein izafa ki sharah. |
| Deflation | افسردگی | Afsurdagi | ڈیفلیشن | The reduction of the general level of prices in an economy / Maishat mein ashyaa ki qeemat mein kami. |
| Recession | معاشی تنزلی | Maashi Tanzli | ریسیشن | A period of temporary economic decline / Waqt ke liye maishat mein kami ka dour. |
| Audit | آڈٹ | Audit | آڈٹ | An official inspection of an individual’s or organization’s accounts / Shakhs ya tanzeem ke accounts ka sarkari muaina. |
| Liquidate | نقد کرنا | Naqd karna | لِکویڈیٹ | To convert assets into cash / Asasa ko naqd mein tabdeel karna. |
| Solvency | ادائیگی کی صلاحیت | Adaigi ki salahiyat | سولوینسی | The ability of a company to meet its long-term financial obligations / Company ki muddati maali wajibat ko pura karne ki salahiyat. |
| Hedge | حفاظتی اقدام | Hifazati iqdam | ہیج | An investment to reduce the risk of adverse price movements in an asset / Kisi asasa ki qeemat mein kami ke risk ko kam karne ke liye sarmaya kari. |
| Capital | دارالخلافہ | Darul Khilafah | کیپیٹل | The wealth owned by a person or organization used for starting a business or investing. / Shakhs ya tanzeem ke zariye karobar shuru karne ya sarmaya kari ke liye istemal honay wala maal. |
| Overdraft | اوور ڈرافٹ | Over Draft | اوورڈرافٹ | A facility allowing the account holder to withdraw more money than available. / Account holder ko dastiyab raqam se zyada nikalne ki ijazat dene wali sahulat. |
| Portfolio | پورٹ فولیو | Portfolio | پورٹفولیو | A range of investments held by a person or organization. / Shakhs ya tanzeem ke zariye rakhe gaye sarmaya kariyon ka silsila. |
| Yield | پیداوار | Paidaawar | ییلڈ | The income return on an investment. / Sarmaya kari par hone wali aamdani. |
| Bull Market | تیزی کا بازار | Tezi ka Bazar | بُل مارکیٹ | A financial market in which prices are rising or are expected to rise. / Maali bazar jahan qeematien barh rahi hoti hain ya barhne ki tawaqo hoti hai. |
| Bear Market | مندی کا بازار | Mandi ka Bazar | بیئر مارکیٹ | A financial market in which prices are falling or are expected to fall. / Maali bazar jahan qeematien gir rahi hoti hain ya girne ki tawaqo hoti hai. |
| Liquidity | روانی | Rawani | لیکویڈٹی | The ease with which an asset can be converted into cash. / Kisi asasa ko naqd mein tabdeel karne ki asani. |
| Volatility | اتار چڑھاؤ | Utaar Charhao | وولیٹیلٹی | The degree of variation of a trading price series over time. / Waqt ke sath trading price series ki variation ki degree. |
| Diversification | تنوع | Tanaw | ڈائیورسیفیکیشن | The process of allocating capital in a way that reduces the exposure to any one particular asset or risk. / Sarmaya ko is tarah allocate karna ke kisi ek khas asasa ya risk se numaya nazar aane ka imkan kam ho. |
| Leverage | بیعانہ | Bayanah | لیوریج | The use of borrowed money to increase the potential return of an investment. / Sarmaya kari ki mumkinah wapasi ko barhane ke liye udhar li gayi raqam ka istemal. |
| Amortization | قسطوں میں ادائیگی | Qiston mein Adaigi | ایمورٹائزیشن | The process of reducing debt through regular payments of principal and interest. / Asal raqam aur sood ki baqaida adayigi ke zariye qarz ko kam karna. |
| Annuity | سالانہ آمدنی | Salana Aamdni | اینیوٹی | A fixed sum of money paid to someone each year, typically for the rest of their life. / Kisi ko har saal adaa ki jane wali mukarrar raqam, aksar unki zindagi bhar ke liye. |
| Arbitrage | بازاری فرق | Bazari Farq | آربیٹریج | The simultaneous buying and selling of securities, currency, or commodities in different markets or in derivative forms to take advantage of differing prices for the same asset. / Ek hi asasa ke mukhtalif qeematon ka faida uthane ke liye mukhtalif bazaron ya derivative forms mein securities, currency, ya commodities ka ek sath khareedna aur bechna. |
| Commodities | اشیاء | Ashya | کموڈٹیز | Basic goods used in commerce that are interchangeable with other goods of the same type. / Commerce mein istemal hone wale bunyadi saman jo dusre usi type ke saman ke sath tabdeel kiye ja sakte hain. |
| Equity Financing | ایکویٹی فنانسنگ | Equity Financing | ایکویٹی فنانسنگ | The method of raising capital by selling company stock to investors. / Sarmaya kashi ke liye company stock investors ko bechnay ka tareeqa. |
| Fiscal Policy | مالیاتی پالیسی | Maliati Policy | فِسکل پالیسی | Government policies regarding taxation and spending. / Taxation aur kharch ke hawale se hukumat ki policies. |
| Hedge Fund | حفاظتی فنڈ | Hifazati Fund | ہیج فنڈ | An investment fund that pools capital from accredited individuals or institutional investors and invests in a variety of assets. / Aik sarmaya kari fund jo tasdiq shuda afrad ya idarati sarmayakaron se sarmaya jama karta hai aur mukhtalif asasat mein sarmaya kari karta hai. |
| Index Fund | انڈیکس فنڈ | Index Fund | انڈیکس فنڈ | A type of mutual fund with a portfolio constructed to match or track the components of a market index. / Aik qisam ka mutual fund jiska portfolio kisi market index ke components ko match ya track karne ke liye tayar kiya gaya ho. |
Money Vocabulary to Use When Transacting in English & Urdu (50-80)
In the last part, we will talk about important words about money in English and Urdu. So, This will help people who speak both languages when dealing with money. We will include 29 money-related words to help those who want to get better at English.
| Initial Public Offering (IPO) | ابتدائی عوامی پیشکش | Ibtidai Awami Peshkash | آئی پی او | The first sale of stock by a private company to the public. / Kisi niji company ka awam ko pehli bar stock farokht karna. |
| Insider Trading | اندرونی تجارت | Androoni Tijarat | اِنسائیڈر ٹریڈنگ | The trading of a public company’s stock or other securities by individuals with access to nonpublic information about the company. / Aisi companies ke stock ya dusri securities ka len den jo company ke baray mein ghair aam maloomat tak rasai rakhtay hain. |
| Interest Rate | شرح سود | Sharh Sood | اِنٹرسٹ ریٹ | The amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets. / Assets ka istemal karne ke liye qarz dene wale ke zariye qarz lene wale se wasool ki jane wali raqam, jo asal raqam ka aik fi’sad hota hai. |
| Junk Bond | کم معیاری بانڈ | Kam Mayari Bond | جنک بانڈ | A high-yield, high-risk security, typically issued by a company seeking to raise capital quickly. / Aik uncha munafa, zyada khatra security, aksar aisi company ke zariye jari ki jati hai jo jaldi capital jama karna chahti hai. |
| Market Capitalization | مارکیٹ کیپٹلائزیشن | Market Capitalization | مارکیٹ کیپیٹلائزیشن | The total value of a company’s outstanding shares of stock. / Kisi company ke outstanding shares ka kul maliyat. |
| Mutual Fund | باہمی فنڈ | Bahmi Fund | میوچوئل فنڈ | An investment program funded by shareholders that trades in diversified holdings and is professionally managed. / Shareholders ke zariye fund ki gayi aik sarmaya kari program jo mukhtalif holdings mein trade karta hai aur jo professional tareeqay se manage ki jati hai. |
| Risk Management | خطرہ مینجمنٹ | Khatra Management | رِسک مینجمنٹ | The process of identifying, assessing, and controlling threats to an organization’s capital and earnings. / Tanzeem ki capital aur aamdni ko dhamkiyon ka shanakht karna, andaza lagana, aur control karna ka amal. |
| Stock Exchange | اسٹاک ایکسچینج | Stock Exchange | اسٹاک ایکسچینج | A marketplace where securities, commodities, derivatives, and other financial instruments are traded. / Aik bazar jahan securities, commodities, derivatives, aur dusre maali alaat ka len den hota hai. |
| Savings Account | بچت کھاتہ | Bachat Khata | سیونگز اکاؤنٹ | An account for saving money and earning interest. / Paisay bachanay aur sood kamane ke liye ek khata. |
| Checking Account | چیکنگ کھاتہ | Checking Khata | چیکنگ اکاؤنٹ | A bank account for personal, day-to-day transactions. / Zati, roz marra ke len den ke liye bank khata. |
| Certificate of Deposit (CD) | ڈپازٹ کا سرٹیفکیٹ | Deposit ka Certificate | سرٹیفکیٹ آف ڈپازٹ | A savings certificate with a fixed maturity date and interest rate. / Ek bachat certificate jo ek mukarrar maturity date aur sood ki sharah ke sath hoti hai. |
| Money Market Account | منی مارکیٹ کھاتہ | Money Market Khata | منی مارکیٹ اکاؤنٹ | A type of savings account that usually earns a higher interest rate. / Ek qisam ka bachat khata jo aam tor par zyada sood kamata hai. |
| Compound Interest | مرکب سود | Murakkab Sood | کمپاؤنڈ انٹرسٹ | Interest calculated on the initial principal and also on the accumulated interest of previous periods. / Asal raqam par aur guzishta muddat ke jama shuda sood par hisab kia gaya sood. |
| Simple Interest | سادہ سود | Sadah Sood | سمپل انٹرسٹ | Interest calculated only on the principal amount. / Sirf asal raqam par hisab kia gaya sood. |
| Mortgage Loan | رہن کا قرض | Rehan ka Qarz | مورگیج لون | A loan used to purchase a home, where the property serves as collateral. / Ghar khareedne ke liye istemal hone wala qarz, jahan property zamanat ke tor par kam karti hai. |
| Bankruptcy | دیوالیہ پن | Diwaliyah Pan | بینکرپٹسی | A legal status of a person or entity that cannot repay the debts it owes to creditors. / Kisi shakhs ya entity ka qanooni darja jo qarzdaron ko qarz wapas nahi kar sakta. |
| Credit Limit | کریڈٹ حد | Credit Had | کریڈٹ لمٹ | The maximum amount of credit that a financial institution extends to a client. / Wo zyada se zyada raqam jo aik maali idara apne client ko faraham karta hai. |
| Debit Card | ڈیبٹ کارڈ | Debit Card | ڈیبٹ کارڈ | A card that deducts money directly from a consumer’s checking account to pay for a purchase. / Aik card jo kisi khareedari ke liye consumer ke checking account se barah raast paisay katta hai. |
| Interest-Free | سود سے پاک | Sood Se Pak | انٹرسٹ فری | A loan or credit arrangement that does not charge any interest. / Aik qarz ya credit ka bandobast jo kisi bhi qisam ka sood nahi leta. |
| Overlimit Fee | حد سے زیادہ فیس | Had Se Zyada Fees | اوورلمٹ فی | A fee charged when a credit card transaction exceeds the credit limit. / Aik fee jo tab wasool ki jati hai jab credit card ka len den credit limit se zyada ho jata hai. |
| Payment Due Date | ادائیگی کی آخری تاریخ | Adaigi Ki Aakhri Tareekh | پیمنٹ ڈیو ڈیٹ | The date by which a bill must be paid. / Wo tareekh jis tak bill adaa karna zaroori hota hai. |
| Minimum Payment | کم سے کم ادائیگی | Kam Se Kam Adaigi | مِنیمم پیمنٹ | The smallest amount of a credit card bill that must be paid each month. / Credit card bill ka wo chhota se chhota hissa jo har mahine adaa karna zaroori hota hai. |
| Late Fee | تاخیر سے فیس | Taakhir Se Fees | لیٹ فی | A charge for not making a payment on time. / Waqt par payment na karne par lagne wala charge. |
| Annual Fee | سالانہ فیس | Salana Fees | اینوئل فی | A yearly charge for having a credit card. / Credit card rakhne ka saalana charge. |
| Balance Transfer | بیلنس منتقلی | Balance Muntaqili | بیلنس ٹرانسفر | The process of moving an outstanding balance from one credit card to another. / Ek credit card se dusre credit card par outstanding balance ko move karne ka amal. |
| Charge-Off | چارج آف | Charge Off | چارج آف | A declaration by a creditor that an amount of debt is unlikely to be collected. / Qarz dene wale ka ye elan ke ek raqam ka qarz ikattha karna mushkil hai. |
| Credit History | کریڈٹ تاریخ | Credit Tareekh | کریڈٹ ہسٹری | A record of a borrower’s responsible repayment of debts. / Qarzdar ke zimmedarana tor par qarz ki adayigi ka record. |
| Credit Report | کریڈٹ رپورٹ | Credit Report | کریڈٹ رپورٹ | A detailed report of an individual’s credit history prepared by a credit bureau. / Credit bureau ke zariye tayyar ki gayi kisi fard ki credit tareekh ka tafseeli report. |
| Default | ڈیفالٹ | Default | ڈیفالٹ | Failure to repay a loan according to the terms agreed upon. / Qarz ko muqarrar shuda sharton ke mutabiq wapas na karna. |
| Fixed Rate | مقررہ شرح | Muqarrar Sharh | فکسڈ ریٹ | An interest rate that does not change over the life of the loan. / Aik sood ki sharh jo qarz ki zindagi bhar nahi badalti. |
| Variable Rate | متغیر شرح | Mutghir Sharh | ویری ایبل ریٹ | An interest rate that can fluctuate over the period of the loan. / Aik sood ki sharh jo qarz ki muddat ke doran fluctuate kar sakti hai. |
Conclusion
In conclusion, it is crucial to learn money-related words in English and Urdu for smooth transactions. Understanding terms like “currency,” “exchange rate,” and “withdrawal” helps people communicate well during financial interactions. This knowledge is valuable for everyday activities like shopping, banking, and traveling, making it simpler to manage money confidently in both languages. Moreover, mastering money vocabulary in English is beneficial for those aiming to improve their English fluency. It enables effective communication in financial scenarios such as purchases, bank transactions, and negotiations, enhancing both language skills and confidence in handling financial matters in English.
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